Data Safety

• We all have data we keep on our home computers we care about, if you care about it BACK IT UP.
• Always keep your home computer up-to-date with the latest security updates.
• Up-to-Date Anti-Virus software is a must on any computer that is connected at any time to the internet.

Data Safety - cont.

• Always use safe browsing practices when on the web.
• Don't share online accounts with others, even with your family. Your online identity is your responsibility.
• If you don't understand something talk to a professional before continuing.

Privacy Tips - cont.

• Don't respond to emails from unknown sources.
• Do not follow links from emails from unknown sources.
• Never trust an Internet acquaintance with your personal/private information or your MONEY!

Privacy Tips

• Never give out personal information to untrusted sources.
• Don't respond to solicited requests for personal information.
• Don't be duped by get rich quick scams (they are often the front for Identity Theft Operations).

Privacy & Regulations

• The Fair Credit Reporting Act (1970)
• Privacy Act of 1974
• Family Education Rights and Privacy Act (1974)
• Privacy Protection Act of 1980
• Cable Communications Policy Act of 2000
• Video Privacy Protection Act of 1988
• Telecommunications Act of 1996
• Children's Online Privacy Protection Act (COPPA) of 1998
• Financial Modernization Act (Gramm-Leach-Bliley Act) (2000)

This is not an exclusive list and is for your reference only. This list is also not all inclusive, furthermore we make no representation of the accuracy of the data provided at the related links. Nebraska National Bank is by no means giving you legal advice on consumer privacy rights.

Statement on the Privacy of Customer Information

Nebraska National Bank respects the privacy expectations and rights of its customers regarding financial information and other related information which the Bank has or gathers in the normal course of business.

Nebraska National Bank collects, retains, and uses information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services and other opportunities to customers.

Categories of Information We Collect -
We collect nonpublic personal information* about you from the following sources:

• Information we received from you on applications, financial statements or other forms;
• Information about your transactions with us or others; and
• Information we received from a consumer reporting agency.

Categories of Information We May Disclose About You -
We do not disclose any nonpublic personal information about you to anyone, except as permitted by law such as IRS inquiries or court order, and only those persons or entities that you instruct us to disclose information to.
If you decide to close your account(s) or become an inactive cusotmer, we will adhere to the privacy policy and practices as stated in this notice.

Categories of Affiliates and Non affiliated Third Parties -
We have no affiliates or other third parties that we share nonpublic personal information with.

Confidentiality and Security -
We restrict access to your personal and account information to those employees who need to know that information to provide products and/or services with you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal informaton.
*Nonpublic personal information applies only to personal, family or household purposes. This privacy policy does not apply to companies or about individuals who obtain financial products or services for business, commercial or agricultural purposes.

Definitions -
We will use certain terms in this notice that are defined as the following:

• We, our and us - This will always mean Nebraska National Bank.
• You and Your - This means our customers with whom we have a continuing relationship through on or more accounts, and also consumers who may use a service we provide (such as ATM) without any real account relationship or someone who may have applied for a loan but was declined.
• Nonpublic personal information - Personally identifiable financial information that is not available from public sources such as; social security number, account number, net worth, income, etc.