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Personal Savings & Investments


Our savings and investment opporunities are designed to maximize your hard-earned dollars. Whatever your investment objective, from retirement, college, or just financial security, Nebraska National Bank has a variety of investment products to meet your needs.


From Money Market Investments, U.S. Savings Bonds, IRA's, Certificates of Deposit, and savings accounts, Nebraska National Bank features a wide range of investment choices that will best fit your current and future needs. We offer choices in investments including short and long term CD's, monthly interest payments, compounding of interest, and flexible maturity dates.


Whether your savings are small or large, whether you want daily access to your funds, checking privileges, or a long-term high-yielding certificate, we're here to help you explore the options.


Each depositor is insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).



Savings Accounts

Regular Savings

  • $50.00 minimum average daily balance to avoid service charges
  • Deposit a minimum of $25.00 to open account
  • Six Transfers/Withdrawals from your account during each month
  • Interest Compounded Quarterly
  • Average Daily Balance used to calculate interest
  • Nebraska National Bank ATM card for 24 hour banking Nationwide
  • Free Internet Banking(Bill Pay is not available with savings accounts.)
  • Quarterly Statement


For accounts not maintaining the minimum balance, the service charge is $5.00 per quarter and/or $1.00 per withdrawal over six withdrawals per month. You may not exceed six withdrawals per month.


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No Charge Savings


This account applies to senior citizens 65 and over, students and/or minors 21 and younger. It is a great savings account with no minimum balance. This account is a great way to help young students begin saving for there future.


  • No Minimum Balance
  • No Monthly Service Charge
  • Deposit a minimum of $10.00 to open account
  • Interest Compounded Quarterly
  • Average Daily Balance used to calculate interest
  • Up to six transfers/withdrawals from your account per month
  • Nebraska National Bank ATM card for 24 hour banking nationwide
  • Free Internet Banking
  • Quarterly Statement


If you should exceed these limits on more than an occasional basis, you will be requested to close the account and place the fund in another account that you are eligible to maintain.


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Golden Advantage Club Savings


This type of savings account applies to customers age 50 or older who qualify to participate in the Golden Advantage Club.


  • $500.00 minimum average daily balance in either a checking or savings account or maintain a Certificate of Deposit of $5,000.00 or larger
  • Up to six transfers/withdrawals from your account per month
  • Interest Compounded Quarterly
  • Average Daily Balance used to calculate interest
  • No Membership Dues
  • Nebraska National Bank ATM card for 24 hour banking nationwide
  • Quarterly Newsletter
  • Internet Banking
  • Quarterly Statement


For those customers not maintaining the minimum balance, pay a flat fee of $10.00 per month.


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Certificate of Deposit


Nebraska National Bank offers a wide variety of terms and rates for all CD's. Please contact a Personal Banker today to set up your Certificate of Deposit. Nebraska National Bank offers terms of 14 days to 72 months.

With a CD from Nebraska National Bank you can invest your money in a safe and secure manner to ensure the continued growth and development of your investment portfolio. We have trained personnel available to assist all customers in attaining financial success by investing in a Certificate of Deposit. All CD's carry a fixed rate for questions or rates please contact a Personal Banker today. For a list of rates click here .


All CD's are insured by the Federal Deposit Insurance Corporation (FDIC) pursuant to FDIC Guidelines.


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P.O. Box 397 - Kearney, NE 68848
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