Identity Theft Center
At Nebraska National Bank we understand how important it is to help protect our customers against the growing threat of Identity Theft. We realize that by providing information and resources for our customers that we can help them to avoid being the victim of Identity Theft. Strict policies and procedures are in place to ensure that all of our customer's personal data is kept safe and confidential. Recently as a response to the growing threat of Identity Theft Nebraska National Bank has added polices and procedures that directly address the problem of Identity Theft. These policies and procedures are a way for Nebraska National Bank to mitigate the risk of loss caused by Identity Theft.
Nebraska National Bank will never request your personal password. We strongly suggest that you do not share this information with anyone under any circumstances. Be wary of emails or individuals who ask for such information, such as sharing your login name, password, social security number, or other personal information that could provide the recipient full access to your accounts. If you feel that you have been a victim of Identity Theft please follow the instructions below to report and contain the incident.
What is identity theft?
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.
The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft.
The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector.
Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
Identity Theft Protection: Deter - Detect - Defend
- FTC Website - Deter Identity Theft
- FTC Website - Avoiding 'Phishing' Scams
- United States Department of Justice - Avoiding ID Theft
Deter
- FTC Website - Detect Identity Theft
- Better Business Bureau - Detecting ID Theft
- United States Department of Justice - Detecting ID Theft
Detect
- FTC Website - Recover From ID Theft
- AARP Website - Resources for Recovering from Identity Theft
- Better Business Bureau - If Your Identity is Stolen
Defend
Victim of Identity Theft? Follow these steps:
- Contact Nebraska National Bank
- Contact the Federal Trade Commision's ID Theft Hotline
Hotline Telephone: (1-877-438-4338) - Contact the three main Credit Bureau's.
Equifax
Contact Equifax : (888) 766-0008
Or Write: Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374Experian
Contact Experian: (888) 397-3742
Experian
PO BOX 9532
Allen, TX 75013Trans Union
Contact TransUnion: (800) 680-7289
TransUnion Fraud Victim Assitance Department
P.O. Box 6790
Fullerton, CA 92834
- Notify Local Law Enforcement
- Inform Check Security Companies about the possible fraud.
***Nebraska National Bank has no control over information at any site hyperlinked to or from this Site. Nebraska National Bank makes no representation concerning, and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification, or monitoring by Nebrakska National Bank of any information in any hyperlinked site. In no event shall Nebraska National Bank be responsible for your use of a hyperlinked site.