Business Lending
- Term Loans
- Your business can use a secured loan to finance fixed assets other than real estate. It offers a flexible payment schedule. The term of the loan depends on the life of the asset you are financing. It is a means for your business to obtain fixed assets without straining cash flow.
- Revolving or Seasonal Line of Credit
- If your business has seasonal cash-flow needs or needs to support fluctuations in sales growth, a line of credit can help finance increased inventory, crop inputs, carry accounts receivable, and facilitate timely payment to suppliers.
- Real Estate Financing
- A secured loan is used to finance the purchase of real estate and buildings or real property improvements. It is repaid on a defined amortization schedule usually 10 to 15 years. Our flexible terms fit your business's cash flow. Rates can be fixed or floating and are priced with or without origination fees.
- Construction Loan
- A construction loan finances the construction period of "real" property improvements. It is typically short-term financing used by businesses that are expanding or moving to their own premises until improvements are completed. Approval of the loan based on your normal cash flow and/or a commitment for a permanent loan. (Normally interest only is repaid during construction.)
- Single-Payment Loan
- Your business can finance with a term of less than one year a purchase for equipment, tax payments, etc. the loan can either be secured or unsecured. Rates and other terms will vary-call a bank officer for details.
- Other
- Nebraska National Bank will assist clients with business charge cards and government loan guarantee programs such as SBA and FmHA loans.
Coming Soon - Online Applications/Credit FAQ Section