Commercial Checking

Whether your business is large or small, Nebraska National Bank has the service and selection to meet your needs. We offer the following Checking options for our business customers...

Commercial Lending

We offer a variety of different lending options that can help you and your business succeed. Term Loans, Revolving or Seasonal Lines of Credit, and Construction Loans are just a few of the different loans we have to help you put your company in the best position.

Fees

Fees are attached to certain type of Commerical Banking activities. Follow this link for a brief description of those fees.

Business Services

We offer variety of Services to help you make your banking experience as smooth as possible. If you have feature requests or services you would like Nebraska National Bank to add please Contact Us immeadiately.

Commercial Links

• Commercial Checking
• Commercial Lending
• Commercial Services
• Fees & Account Terms

Definitions of Commercial Business Account Charges and Terms

Average Ledger Balance

Average ending daily balance for the calendar month.

Average Collected Balance

Average ledger balance minus uncollected funds.

Uncollected Funds

Deposited funds that the bank was unable to use due to the time requirement of the clearing and collection process.

Earnings Credit Allowance

It is used as an offset to any activity charges on your account for the month.

FDIC Assessment

A variable rate that will change as the FDIC changes its insurance rate for deposits.

Investable Balance

The funds amount that are available to earn credits to offset the activity charges.

Reserves

Federal Law Requires that a percentage of all funds on deposit must be held in reserve. The bank is unable to utilize these funds. The reserves are computed at 10% of the collected balance.

**Note

If the Total Cost Calculation results in a number less than the Earnings Credit Allowance there is not a service charge.